Covid-19 Insurance News
We have put together a number of Covid-19 updates from our Insurance panel, to provide some guidance to our clients and those who need some support at a crucial time. If you need any individual assistance please feel free to get in touch – we would like to help as much as possible.
For Mortgage News we have a dedicated Hub – please visit justinm73.sg-host.com/covid19
Latest Update : 22nd April 2020
The latest advice and guidance from our Insurance panels, in particular the effect of the Covid-19 on claims, application process, and changes to criteria. Insurers are establishing workarounds for those that need medical screening and extending medical limits where applicable. As always we suggest a discussion on your needs not only because of pricing, but with criteria and how any insurer will evaluate at your application.
- Premium Reduction / deferments announced
If you need some further assistance with your Insurance or Mortgage, please get in touch. Most lenders are providing a Mortgage or Payment Holiday for up to 3 months on all types of mortgages.
Go to Our Covid-19 page for more details
Even with a Mortgage Holiday we can help customers with their upcoming Remortgage or Product Transfer needs – schedule a call or get in touch to discuss your options, free of charge.
Essex Home Finance Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.
Registered address: 1 High Street, Chelmsford, Essex, CM1 1BE.
Registered in England & Wales under number 10607263.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We do not charge for Residential First Time Buyers, Residential Home Movers, Residential Remortgage, and all Product Transfers (Residential or Buy to Let).
There will be a fee for all Buy to Let Purchase and Buy to Let Remortgage cases. Typically our fee will be £149, payable on Offer. We will agree any fees with you before we proceed with your case.
There will be a fee for all Equity Release Mortgage cases. Typically our fee will be £695, payable on Offer. We will agree any fees with you before we proceed with your case.
We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman.
Our advice is covered under the Financial Ombudsman Service. You may be able to submit a claim through the EU Online Dispute Resolution Platform If you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.