Atom Bank relaunches 90% LTV mortgages

Essex Home Finance
Atom Bank is reintroducing a range of 90% LTV deals for homeowners and first-time buyers.
The latest Finance and Property News2

The range of five-year fixed rates includes a fee-free first-time buyer option at 3.81% with free standard valuation and £500 cashback, and two purchase products at 3.76% with fees subject to loan size: £900 for loans below £350,000 and £1200 for loans above £350,000.

Atom recently re-entered the mortgage market with a range of purchase and product transfer options.

David Castling, director of intermediary lending at Atom, said: “We continuously evaluate the mortgage market and believe it is in our customers’ best interests to apply a considered approach to the products we offer. We now feel it’s the right time to get back in the market with 90% LTV to support first-time buyers and homeowners.

“The world is a different place in light of Covid-19 and we need to make sure we can give customers choice whilst also lending responsibly. Given the ever-evolving landscape, we have taken the decision to reintroduce these products.”

Original Article from Financial Reporter 26/11/2020

Get In touch

Leave this field blank
Mobile / Home Number
Please choose the closest match to your Mortgage Needs
  • Choose
  • First Time Buyer
  • Help To Buy
  • Homemover
  • Remortgage
  • Buy to Let
  • Equity Release
  • Insurance
  • Home Utilities
  • Nothing found
Essex Home Finance

(01245) 398466

Call Anytime

Address : 8 Kingsdale Business Centre, Regina Road, Chelsmford, Essex, CM1 1PE

Essex Home Finance Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: 1 High Street, Chelmsford, Essex, CM1 1BE.

Registered in England & Wales under number 10607263.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not charge for Residential First Time Buyers, Residential Home Movers, Residential Remortgage, and all Product Transfers (Residential or Buy to Let).

There will be a fee for all Buy to Let Purchase and Buy to Let Remortgage cases. Typically our fee will be £149, payable on Offer. We will agree any fees with you before we proceed with your case.

There will be a fee for all Equity Release Mortgage cases. Typically our fee will be £695, payable on Offer. We will agree any fees with you before we proceed with your case.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. 

Our advice is covered under the Financial Ombudsman Service.  You may be able to submit a claim through the  EU Online Dispute Resolution Platform If you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.