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    Is The Cost Of Moving Preventing Pensioners From Downsizing?

    New research shows that pensions will 'lose' £29,000 on average by downsizing, due to stamp duty, estate agency fees, surveys, legal costs, removal fees and refurbishment costs.

    Categories : Home Mover

    Is The Cost Of Moving Preventing Pensioners From Downsizing?

    New research shows that pensions will 'lose' £29,000 on average by downsizing, due to stamp duty, estate agency fees, surveys, legal costs, removal fees and refurbishment costs.

    Categories: Home Mover
    Read More

    Virgin Money Introduces Buy-To-Let Top Slicing And Cuts Stress Rates

    Virgin Money has announced a number of enhancements to its buy-to-let policy, including considering a landlord's personal income to cover any shortfall in rent between 100% and 145% of the mortgage payment.

    Categories : BTL

    Virgin Money Introduces Buy-To-Let Top Slicing And Cuts Stress Rates

    Virgin Money has announced a number of enhancements to its buy-to-let policy, including considering a landlord's personal income to cover any shortfall in rent between 100% and 145% of the mortgage payment.

    Categories: BTL
    Read More

    54% Of Buy-To-Let Investors Considering Selling Due To Regulatory Changes

    54% of buy-to-let landlords are considering selling all or some of their buy-to-let properties due to regulatory changes over the past year, according to Property Partner research.


    Categories : BTL

    54% Of Buy-To-Let Investors Considering Selling Due To Regulatory Changes

    54% of buy-to-let landlords are considering selling all or some of their buy-to-let properties due to regulatory changes over the past year, according to Property Partner research.


    Categories: BTL
    Read More

    Equity Release Lending More Than Doubles In Two Years

    The Equity Release Council has reported that first-quarter lending activity in the equity release market has more than doubled in the space of two years between 2016 and 2018.


    Categories : Specialist Lending

    Equity Release Lending More Than Doubles In Two Years

    The Equity Release Council has reported that first-quarter lending activity in the equity release market has more than doubled in the space of two years between 2016 and 2018.


    Categories: Specialist Lending
    Read More

    Markets Price In 85% Chance Of A May Rate Rise

    Markets are now pricing in an 85% chance of a rate rise as new wage figures from the ONS reinforce expectations the Bank of England will lift interest rates at its May policy meeting.


    Categories : Mortgages

    Markets Price In 85% Chance Of A May Rate Rise

    Markets are now pricing in an 85% chance of a rate rise as new wage figures from the ONS reinforce expectations the Bank of England will lift interest rates at its May policy meeting.


    Categories: Mortgages
    Read More

    Ipswich BS Launches 95% LTV Gifted Deposit Products

    Ipswich Building Society has launched two new gifted deposit products with extended criteria and a higher maximum LTV of 95%, without requiring deposits to be supplemented or matched by the applicant's own funds.


    Categories : Home Mover

    Ipswich BS Launches 95% LTV Gifted Deposit Products

    Ipswich Building Society has launched two new gifted deposit products with extended criteria and a higher maximum LTV of 95%, without requiring deposits to be supplemented or matched by the applicant's own funds.


    Categories: Home Mover
    Read More

    Homeowners Celebrate Mortgage Freedom Day Three Days Earlier In 2018

    "Despite only a small shift, borrowers this year have on average earned enough to meet their mortgage payments for the rest of the year three days earlier in 2017"

    Categories : Home Mover

    Homeowners Celebrate Mortgage Freedom Day Three Days Earlier In 2018

    "Despite only a small shift, borrowers this year have on average earned enough to meet their mortgage payments for the rest of the year three days earlier in 2017"

    Categories: Home Mover
    Read More

    Five Year Fixed Remortgage Demand Drops

    Demand for five-year fixed rate remortgages has fallen to its lowest level since July 2017 as consumers opt for cheaper two-year deals to balance out the cost of November’s base rate rise, according to LMS data.


    Categories : Home Mover

    Five Year Fixed Remortgage Demand Drops

    Demand for five-year fixed rate remortgages has fallen to its lowest level since July 2017 as consumers opt for cheaper two-year deals to balance out the cost of November’s base rate rise, according to LMS data.


    Categories: Home Mover
    Read More

    House Price Growth Still Outpaces Wages Across Most Of The South

    Halifax research has ascertained that properties in almost one in five UK local authority districts (LADs) have earned more than their owners in the past two years.


    Categories : Home Mover

    House Price Growth Still Outpaces Wages Across Most Of The South

    Halifax research has ascertained that properties in almost one in five UK local authority districts (LADs) have earned more than their owners in the past two years.


    Categories: Home Mover
    Read More

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    Essex Home Finance Ltd
    1 High Street
    Chelmsford
    Essex
    CM1 1BE

    01245 398466- Office Number

    Security | Essex Home Finance

    Essex Home Finance Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

    Registered address: 1 High Street, Chelmsford, Essex, CM1 1BE. Registered in England & Wales under number 10607263.

    Your home may be repossessed if you do not keep up repayments on your mortgage.

    *From the 1st March 2018, We do not charge any Broker Fees for Residential First Time Buyers, Residential Home Movers, Residential Remortgage, and all Product Transfers (Residential or Buy to Let).

    There will be a fee for all Buy to Let Purchase and Buy to Let Remortgage cases. Typically our fee will be £149, payable on Offer. We will agree any fees with you before we proceed with your case.

    We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. 

    Our advice is covered under the Financial Ombudsman Service.  You may be able to submit a claim through the  EU Online Dispute Resolution Platform If you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.