95% LTV Saffron BS Broker Exclusive

Essex Home Finance
"These funds are not going to be available for too long, as clients and brokers will look to secure this funding. We are grateful for this opportunity when other high street lenders move away from the small deposit market, but for First Time Buyers this may be the only way they can proceed."
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Saffron Building Society has launched four broker-exclusive mortgage products at 95% LTV.

The products are available fixed for two, three or five years with free valuations and no arrangement fee.

One of the products available is Saffron’s joint borrower sole proprietor mortgage and all four products allow buyers’ close family members to provide further financial support, accepting gifted deposits.

The range will be available from today for a limited duration only.

John Penberthy-Smith, chief commercial officer at Saffron Building Society, commented: “The first-time buyer market offers huge commercial potential for brokers. Here at Saffron, we’re here to help them tap into it, with products that will allow them to offer targeted support for these clients.

“These four products, designed to cater to first-time buyers’ unique needs, will help them to do just that.”

Justin Moy, Managing director at Essex Home Finance : “These funds are not going to be available for too long, as clients and brokers will look to secure this funding. We are grateful for this opportunity when other high street lenders move away from the small deposit market, but for First Time Buyers this may be the only way they can proceed.”

“Affordability will be tight so it is important that documents are presented quickly and in full, so we can ensure you qualify.

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Essex Home Finance

(01245) 398466

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Address : 8 Kingsdale Business Centre, Regina Road, Chelsmford, Essex, CM1 1PE

Essex Home Finance Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

Registered address: 1 High Street, Chelmsford, Essex, CM1 1BE.

Registered in England & Wales under number 10607263.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We do not charge for Residential First Time Buyers, Residential Home Movers, Residential Remortgage, and all Product Transfers (Residential or Buy to Let).

There will be a fee for all Buy to Let Purchase and Buy to Let Remortgage cases. Typically our fee will be £149, payable on Offer. We will agree any fees with you before we proceed with your case.

There will be a fee for all Equity Release Mortgage cases. Typically our fee will be £695, payable on Offer. We will agree any fees with you before we proceed with your case.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. 

Our advice is covered under the Financial Ombudsman Service.  You may be able to submit a claim through the  EU Online Dispute Resolution Platform If you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.