• Chelmsford Mortgage Broker - Essex Home Finance
        Essex Home Finance
      • Essex Mortgage Broker - Essex Home Finance
        Essex Home Finance
      • Chelmsford Mortgage Broker - Essex Home Finance
        Essex Home Finance
      • Essex Mortgage Adviser - Essex Home Finance
        Essex Home Finance
      • Chelmsford Mortgage broker - Essex Home Finance
        Essex Home Finance
      • Chelmsford Mortgage Broker - Essex Home Finance
        Essex Home Finance
      • Essex Mortgage Broker - Essex Home Finance
        Essex Home Finance
      • Chelmsford Mortgage Broker - Essex Home Finance
        Essex Home Finance
      • Essex Mortgage Adviser - Essex Home Finance
        Essex Home Finance
      • Chelmsford Mortgage broker - Essex Home Finance
        Essex Home Finance

      Mortgage Advice from Essex Home Finance

      * First Time Buyer, Purchase, Remortgage and Product Transfers
      **Excluding Product Transfers

      Essex Home Finance are a Chelmsford Mortgage Broker based in the City Centre, helping clients with their borrowing needs, however simple or complex they may be. Our clients are from Chelmsford, the surrounding towns, Essex and the whole of the UK - we have no geographical boundaries!

      With the Mortgage Market changing on a daily basis, it's important to find a Mortgage Broker with the ability to adapt and change quickly, delivering the very latest mortgage deals from a comprehensive choice of lenders - that is where Essex Home Finance can help.

      No Broker Fees* for First Time Buyers or Homemovers, Residential Remortgages, and for all Product Transfers (Residential or Buy to Let).

      * For Buy to Let Purchases or Remortgages, our fee is typically just £149, payable on Offer. Please ask for details.

      As a Mortgage Broker based in Chelmsford, Essex Home Finance are well positioned to help those who live not only in the local area, but across Essex and beyond.

      At Essex Home Finance, we help a wide variety of clients such as First Time Buyers, Homemovers, and those who invest in Buy to Let property. Many of our clients look to remortgage so they can take advantage of the low market rates, helping them fund their home improvements or tidy up their finances.

      As a Mortgage Broker we have access to a significant number of Mortgage Lenders and Products, plus a wide variety of Specialist schemes and Products designed to help those clients with individual needs - in particular we have a number of First-Time Buyer, Self-Employed, low deposit and parental help products.

      In total, we have over 55 Different Lenders and in excess of 10,000 mortgage products to help our clients, whatever their requirements or situation may be. Plenty of exclusive deals and schemes too.

      Our wide range of lenders gives us access to plenty that can help those with some credit issues, so it's worth checking your credit file and asking us for some help.

      For those who invest in Buy to Let property, our ever improving range of products for Multiple Occupancy properties and Limited Company Schemes, with favourable lending criteria, can make a real difference to your portfolio.

      Security and Information Handling are extremely important to us, and how we can use technology to improve the way we work with our clients. At Essex Home Finance we have recently introduced a Secure Online Portal to provide a safe way of transferring documents to us (and back to you) without exposing your sensitive information through email.

      And you can apply for our Online Mortgage Broker Service through our application form in a matter of minutes - it also provides a means for us to notify you through Case Tracking so you can keep on top of your Mortgage Journey.


      At Essex Home Finance we pride ourselves on our ability to find Mortgages for our clients that are right for them from over 50 Different Lenders and over 10,000 different deals - the Mortgage Rate is just one aspect of the mortgage, with so much else to consider can you really be confident you are able to find the ‘best’ deal yourself?

      We will take time to understand your situation, check what is affordable for you, and ensure that you have the right Mortgage. In particular, at Essex Home Finance we specialise in the more complex areas such as Self Employed, Buy to Let and the new Professional Landlord range. But we enjoy helping First Time Buyers, Home Movers and those looking to Remortgage just as much!

      We find it easier to have a chat through your requirements either by Telephone or a Face to Face meeting. Many clients like to just drop us an email with their circumstances and requirements, so much can be achieved this way.

      We will need to understand your income(s), how you spend your money and what your future plans will be. If you have any finance or regular commitments, we need to know that detail and if you have any regular payslip deductions, please let us know.

      At Essex Home Finance not only do we have a Comprehensive Choice of Mortgage Lenders, but we have that blend of Knowledge, Experience and a desire to understand what is important to you.

      Our expertise allows us to help First Time Buyers and those looking to use the Help to Buy Scheme, for those who are Self-Employed, Complex Incomes, and Buy To Let Investment.

      Our lenders include the majority of the High Street Lenders, Regional and National Building Societies and Specialist Lenders - more than you will find on any Comparison Site or by doing it yourself.

      A Selection of the Latest Mortgage Rates


       

      Get In Touch…

      Essex Home Finance Ltd
      1 High Street
      Chelmsford
      Essex
      CM1 1BE

      01245 398466- Office Number

      Security | Essex Home Finance

      Essex Home Finance Ltd is an Appointed Representative of Mortgage Intelligence Ltd which is authorised and regulated by the Financial Conduct Authority under number 305330 in respect of mortgage, insurance and consumer credit mediation activities only.

      Registered address: 1 High Street, Chelmsford, Essex, CM1 1BE. Registered in England & Wales under number 10607263.

      Your home may be repossessed if you do not keep up repayments on your mortgage.

      *From the 1st March 2018, We do not charge any Broker Fees for Residential First Time Buyers, Residential Home Movers, Residential Remortgage, and all Product Transfers (Residential or Buy to Let).

      There will be a fee for all Buy to Let Purchase and Buy to Let Remortgage cases. Typically our fee will be £149, payable on Offer. We will agree any fees with you before we proceed with your case.

      We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. 

      Our advice is covered under the Financial Ombudsman Service.  You may be able to submit a claim through the  EU Online Dispute Resolution Platform If you live outside the United Kingdom or if you prefer not to deal directly with the Financial Ombudsman Service.